Finding USDA grant and loan opportunities

The most difficult form of aid for farmers to reach is by way of funding. The United States Department of Agriculture (USDA) and many of its associated agencies have grant and loan opportunities available for farmers. Check out the programs below to see if any are right for you, and get those applications in before it’s too late.

Rural Development:

Rural Energy for America Program

Eligibility:

  • Agricultural producer or rural small business
  • Additional restrictions may apply

This program is intended to help “install renewable energy systems such as solar panels or anaerobic digesters, make energy efficiency improvements such as installing irrigation pumps or replacing ventilation systems, and conduct energy audits and feasibility studies.” There are three grant or loan programs under the Rural Energy for America Program including The Renewable Energy System and Energy Efficiency Improvement Guaranteed Loan and Grant Program, The Energy Audit and Renewable Energy Development Assistance Grant Program and The Feasibility Studies Grant Program.

National Resources Conservation Services Financial Assistance Programs: 

Environmental Quality Incentives Program

Eligibility:

  • Control or own eligible land
  • Comply with adjusted gross income limitation provisions
  • Be in compliance with the highly erodible and wetland conservation requirements
  • Develop a National Resources Conservation Services Environmental Quality Incentives Program plan of operations

This program is intended to provide support for producers and landowners working to “deliver environmental benefits such as improved water and air quality, conserved ground and surface water, reduced soil erosion and sedimentation or improved or created wildlife habitat.”

Conservation Stewardship Program

Eligibility:

  • Control or own eligible lands
  • Agree to meet or exceed stewardship threshold for at least one additional priority resource concern by end of contract
  • Additional restrictions may apply

Funding from the Conservation Stewardship Program is meant to support producers in the maintenance and improvement of conservation systems and activities. Payments are made based on “conservation performance.”

Agricultural Management Assistance Program

Eligibility:

  • A producer in one of the following states: Connecticut, Delaware, Hawaii, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Utah, Vermont, West Virginia or Wyoming
  •  Own or control eligible lands
  • Agree to implement and maintain conservation practices for the life of the practice

This program is designed to assist producers with conservation as a means to manage risk and address resource issues.

Farm Service Agency Loans:

Click here to find your local Farm Service Agency.

Farm Operating Loans and Microloans

What it’s for: Livestock and feed; farm equipment; fuel, farm chemicals, insurance and other operating costs, including family living expenses; minor improvements or repairs to buildings; refinance certain farm-related debts, excluding real estate

Farm Ownership Loans

What it’s for: Purchase farmland; construct and repair buildings; make farm improvements

Emergency Farm Loans

What it’s for: Restore or replace essential property; pay all or part of production costs associated with the disaster year; pay essential family living expenses; reorganize the farming operation; refinance certain debts, excluding real estate.

Rural Youth Loans

What it’s for: These loans are designed to support individual youths in their projects through 4-H clubs, FFA or other like-minded organizations. These loans can be used to fund the purchase of livestock, seed equipment and supplies; the purchase, rent or repair of needed tools and equipment; operating expenses for the project.

Note that some Farm Service Agency loans are appropriated to assist minority or women farmers and beginning farmers and ranchers.

National Institute of Food and Agriculture Grants Available to Individuals:

Agriculture Food Research Initiative – Foundational Program: Agriculture Economics and Rural Communities

Application Deadline: 4/28/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Native American Tribal Orgs, not Federally recognized Tribal Governments
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

The purpose of the grant is to expand on research and analysis of sustainable agricultural practices in rural areas.

Agriculture and Food Research Initiative – Foundational Program: Agriculture Economics and Rural Communities

Application Deadline: 4/28/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

Its purpose is to discover innovative ideas strategies to sustainably improve the quality of rural life and/or agricultural production.

Agriculture and Food Research Initiative – Foundational Program: Animal Health and Production and Animal Products

Application Deadline: 5/1/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

Applicants of this grant should intend to tackle an area of the Program Area Priorities in the Animal Health and Production and Animal Products. For more information and a complete description click on the link above.

Agriculture and Food Research Initiative – Food Security

Application Deadline: 6/12/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Native American Tribal Orgs, not Federally recognized Tribal Governments
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

The grant is designed to support projects that develop and enhance “sustainable, integrated management strategies that reduce pre and post-harvest losses caused by diseases, insects and weeds in crop and animal production systems.”

Agriculture and Food Research Initiative – Foundational Program: Critical Agricultural Research and Extension

Application Deadline: 8/7/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

Its intent is to immediately implement solutions related to critical problems behind efficient production through partnerships among “researchers, extension experts and producers.”

Agriculture and Food Research Initiative – Dual Purpose with Dual Benefit: Research in Biomedicine and Agriculture Using Agriculturally Important Domestic Species

Application Deadline: 9/24/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

The purpose of this funding is to “utilize agriculturally important domestic species to improve human health and animal agriculture through the advancement of basic and translational research deemed highly relevant to both agricultural and biomedical research.”

Agriculture and Food Research Initiative – Foundational Program: Exploratory

Application Deadline: 9/30/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

Funding is intended to enhance “innovative ideas” that will place the US in the forefront of the worldwide agricultural industry.

Agriculture and Food Research Initiative – Foundational Program

Application Deadline: 9/30/2014

Eligibility:

  • 1862 Land-Grant Institutions
  • 1890 Land-Grant Institutions
  • 1994 Land-Grant Institutions
  • For-profit Organizations Other Than Small Businesses
  • Hispanic-Serving Institutions
  • Individuals
  • Native American Tribal Orgs, not Federally recognized Tribal Governments
  • Nonprofits with 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Nonprofits without 501(c)(3) IRS status, other than Institutions of Higher Ed
  • Other or Additional Information (See below)
  • Private Institutions of Higher Ed
  • Small Business
  • State Agricultural Experiment Stations
  • State Controlled Institutions of Higher Ed

This program is to support grants in one of six Agriculture and Food Research Initiative priority areas, which include: “Plant Health and Production and Plant Products; Animal Health and Production and Animal Products; Food Safety, Nutrition, and Health; Renewable Energy, Natural Resources, and Environment; Agriculture Systems and Technology; and Agriculture Economics and Rural Communities.”

 This information was taken from the USDA website. For more information visit: http://1.usa.gov/1hTfobz

 

USDA Announces New Micro-loan Program

The USDA has launched a new program that will provide micro-loans of up to $35,000 to small, beginning, and socially disadvantaged farmers. The program aims to help producers pay for start-up expenses (like hoop houses for season extension, essential tools, irrigation, delivery vehicles, etc.) and annual expenses (seed, fertilizer, utilities, land rents, marketing, and distribution costs). The USDA has purposely simplified the application process for this program, making it less burdensome in comparison to traditional federal farm loans.

If interested in applying for a loan, contact your local Farm Service Agency (FSA) office. For more information, see this fact sheet on the FSA’s website.

Accepting Applications for The OEFFA Investment Fund

Ohio Ecological Food & Farm Association (OEFFA), in partnership with the Sustainable Agriculture Fund, LLC announces the establishment of The OEFFA Investment Fund, to “promote sustainable agriculture in Ohio by making flexible and affordable capital available to farmers and farm-related businesses.”

In its pilot phase, the Fund has made $500,00 available as loans, land leases and equity investments for organic OEFFA members in Ohio. Typical investments range from $5,000 to $50,000, but requests for other amounts between $2,500 and $250,000 will be considered. These funds may be used for:

  • Capital investments and expenses that improve efficiency, quality or expansion of business production and sales
  • Repairs necessary to maintain business operations
  • Short-term operating needs, such as inventory, supplies or labor for expansion
  • Emergency funds to deal with business interruptions due to fire, natural disasters or other unforeseeable events
  • Other uses subject to the Fund’s Investment Committee approval

Visit the OEFFA Investment Fund’s webpage for more information on loan terms and conditions and application process guidelines. For information about the Fund contact the OEFFA office at (614) 421-2022 ext. 202, or OIFinfo@oeffa.org.

 

 

Updated Farm Service Agency Loan Factsheets Available

The Farm Service Agency (FSA) shared an updated farm loan program factsheet on its website with new information effective October 1, 2012. The factsheet provides an overview of the types of loans available and borrower eligibility information. Under the FSA farm loans program, farmers can apply for farm ownership loans, farm operating loans, a downpayment program for socially disadvantaged and beginning farmers, rural youth loans, emergency loans, conservation loans, land contract guarantees and loan servicing and supervised credit.

Farm Loan Information Chart is also available, providing a concise summary for each loan program and details on the maximum borrowing amount and the rates and terms and use of proceeds for each type of loan.

Visit the FSA website for more information on FSA Farm Loan programs.

A Big Boost for Small Farmers: New Microloan Rule Proposed by FSA

A new rule proposed by the USDA’s Farm Service Agency (FSA) suggests federal programs will be better equipped to meet the needs of America’s small farmers. The rule, announced by Secretary of Agriculture Tom Vilsack last week, creates a new microloan program for small and beginning farmers, providing loans of up to $35,000. These smaller loans are tailored to provide enough capital for farmers to cover the costs of running a smaller-scale operation, with a simplified and streamlined application process.

Public comments on the proposed rule will be accepted until July 23, 2012. Make your voice heard in support of this and other programs like it that support the needs of small, beginning and sustainable family farmers—click here to view the rule and submit your comments in support of this important work!

Equine Operations Now Eligible for Farm Service Agency Emergency Loans

The US Department of Agriculture (USDA) Farm Service Agency (FSA) has expanded the FSA emergency loan program to include assistance for equine operations facing losses due to natural disasters.

Certain equine farms and ranches within or contiguous to a county  declared a disaster area by the President or the Secretary of Agriculture can apply for emergency funds to restore or replace essential property, cover production costs associated with the disaster, pay essential living expenses, reorganize the operation, and refinance certain debts.

For more information on FSA’s emergency loan program eligibility, requirements, terms and conditions, please refer to the FSA emergency loan program fact sheet and www.fsa.usda.gov.